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Social Security Choices (taken from their website): Determining when to claim your Social Security benefits is not only an important decision, but also a complicated one for most people. Because the Social Security program is designed to handle many different situations, the regulations covering who can get which benefits and at what age are numerous and complex. (If you want to see for yourself, check out the Social Security Handbook, or the Program Operating Manual.) Even if someone is familiar with all of the provisions that might affect their choice, it can be extremely difficult to determine the optimal strategy to help you get around these complexities and determine your best Social Security strategy, we can provide you with a customized analysis, tailored to your specific circumstances. Before you finalize your Social Security claiming strategy take a moment to view this website and hear what Dr. Jeff Miller has to say about claiming your Social Security benefits. www.socialsecuritychoices.com
National Association of Insurance Commissioners: this is an excellent site that can educate and direct you to resources that will support your research on life and annuity insurance companies. The NAIC describes themselves (taken from their website): The National Association of Insurance Commissioners (NAIC) is the U.S. standard-setting and regulatory support organization created and governed by the chief insurance regulators from the 50 states, the District of Columbia and five U.S. territories. Through the NAIC, state insurance regulators establish standards and best practices, conduct peer review, and coordinate their regulatory oversight. NAIC staff supports these efforts and represents the collective views of state regulators domestically and internationally. NAIC members, together with the central resources of the NAIC, form the national system of state-based insurance regulation in the U.S. www.naic.org
MorningStar (from their website): is a independent research, mutual fund rating company often referred to as the " star rating". MorningStar offers the "Fantastic 48" (one year it was the fantastic 51) which offers their view of the top 48 mutual funds with a detailed rating review. MorningStar uses The Five Pillars Research Methodology to evaluate funds. This methodology is based on the five key pillars: Process, Performance, People, Parent, and Price. They list what their analysts believe will lead to funds that are more likely to outperform over the long term on a risk-adjusted basis. Analysts assign a rating of Positive, Neutral, or Negative to each pillar. www.morningstar.com
MarketWatch: a collaboration of viewpoints of all things relating to broad view of investments: stock market quotes, business news, general finance, estate planning, retirement planning, wealth planning and lifestyle commentaries. www.marketwatch.com