melody juge Financial consultant
Melody Juge, is Registered Representative of Life Income Management™ ,
a firm specializing in retirement income management.  

“Creating income for life for people age 50 and over is what we do”, says Melody.
Melody also founded The 401kChoice®, a company which structures and installs turn-key qualified deferred compensation plans as well as designing customized financial education for the employees.   
Her passion, enthusiasm and dedication to financial education on retirement issues have made her a sought-after speaker and seminar leader. 

Melody  is a Registered  Representative and holds FINRA securities licenses series 6, 63, 7, and 65.  She obtained the Life Underwriter Training Council Fellowship designation (LUTCF) in 1985 and she is a Certified Annuity Specialist (CAS).  Melody has authored numerous articles on retirement income management and publishes a semi annual newsletter which carries a national distribution

  
Michael Wolson Financial Consultant
Michael L. Wilson, MBA, CFP® is a technical consultant to Life Income Management™ LLC. He is the owner of Integrity Financial Planning located in Orland, Indiana.  

Prior to founding IFP, he worked over two years as a faculty member at the College for Financial Planning in Denver, training other financial advisors. He has also written multiple financial planning pieces for consumers and advisors and currently serves on the faculty of Kaplan College's CFP Education Program.

Mike has extensive experience in the mutual fund industry, having worked 10 years with Fidelity Investments and Invesco Mutual Funds. He has an MBA in Finance from Baylor University, and he is a Certified Financial Planner. Mike is also a Chartered Mutual Fund Counselor (CMFC) and Certified Retirement Counselor® (CRC®).

  
Randy Langley,  has a passion for ‘doing your retirement planning right!’ led him to a second career in the financial services industry. Randy’s vast experience in management has made him a valuable member of the Life Income Management TM team since 2007 as the liaison for Client Services.

Randy earned his PhD in Chemical Engineering from Louisiana State University.
His engineering career focused on nuclear power and forest products and spanned three decades. It was here that Randy’s communication skills and style were born and flourished over those 30 years. During those years he worked with numerous Fortune 500 companies and the US ARMY in areas of research, technical services, and project management where his primary function was technical management and he was responsible for organizations and projects ranging from less than 10 to greater than 200 technical people.

As a result of taking an active role in his and his wife's retirement planning, Randy was able to take advantage of an opportunity to retire at age 55 while maintaining their lifestyle.