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About Us

Melody Juge is the founder and managing director of Life Income Management™, a firm specializing in retirement income planning and education for people over 55 years of age. Melody is a MarketWatch RetireMentor and regular contributing writer for MarketWatch. Her articles can be viewed at, RetireMentors. In addition, Melody’s articles have been featured on Yahoo Finance, Next Avenue-PBS, Retirement News, ProducersWeb, Agents Sales Journal and the Society of Financial Professionals newsletter. She has been quoted in Time Magazine, FOX Business, The Wall Street Journal, Retirement News Today, CNBC, Insurance News Network, NAFIA Smartbrief, Bank Rate, MSN Money, Financial Advisors Magazine and Now It Counts. Her vast participation in multiple radio interviews such as Money Matters, which addressed surviving the Fiscal Cliff, has created a loyal following who appreciate her down-to-earth and direct approach. In addition, Melody has written and taught continuing education for CPAs on various aspects of retirement planning. She also publishes a monthly e-newsletter which carries a global distribution. Melody’s soon to be published retirement guide, RetirementSense™, is expected by the summer of 2015.

Melody’s enthusiastic dedication to getting results and her no nonsense approach to adult learning have made her a sought-after speaker on retirement portfolio planning and retirement lifestyle issues. She recently launched Juge Girls™,, which is an on-line resource center for women planning for their retirement.

Melody holds FINRA securities licenses 6, 63, 7, 65 and is considered by many to be a specialist on the pros and cons of retirement annuities and their potentially problematic placement in a retirement portfolio. She is currently a registered investment advisor representative for Core Cap Advisors, Inc. in AZ, CA, CO, GA, NC, SC, OH and MI.

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