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About Us

Melody Juge is Managing Director of Life Income Management. "Working with people age 50 and over to help create income for life is what I do," says Melody. For over three decades, she has been a dedicated advocate of financial education. Her experience includes teaching continuing education for CPAs on the structuring of retirement income portfolios.

Melody is a regular MarketWatch/WSJ contributor and her articles can be viewed at www.marketwatch.com under RetireMentors. She has been quoted in BankRate and has participated in multiple radio interviews such as Money Matters which addressed surviving the Fiscal Cliff. Melody has authored numerous published articles for the Society of Financial Professionals, ProducersWeb and Agent's Sales Journal. In addition, she publishes a monthly e-newsletter which carries a global distribution.

Melody's passion, enthusiasm and no-nonsense approach have made her a sought-after speaker on retirement issues and personal empowerment. She is best known for her lively Q & A sessions on: Retirement • Money • Empowerment.

Melody holds securities licenses: 6, 7, 63, and 65 and is considered by many to be a specialist on the pros and cons of retirement annuities. She is currently a registered investment advisor representative in CA, NC, SC, GA, CO, TX, OH, MI. Her soon-to-be-published retirement guide, RetirementSense™, is expected in the spring of 2013.

Melody Juge is a member in good standing of the National Speakers Association and NSA Carolinas.



Michael L. Wilson, MBA, CFP® is a technical consultant to Life Income Management™ LLC. He is the owner of Integrity Financial Planning located in Orland, Indiana.

Prior to founding IFP, he worked over two years as a faculty member at the College for Financial Planning in Denver, training other financial advisors. He has also written multiple financial planning pieces for consumers and advisors and currently serves on the faculty of Kaplan College's CFP Education Program.

He has an MBA in Finance from Baylor University, and he is a Certified Financial Planner. Mike is also a Chartered Mutual Fund Counselor and Certified Retirement Counselor®. Mike is not associated with CoreCap Investments, Inc.